Banking. It is something that all of us have to do. The same goes for paying bills. More and more people are turning to online banking because of its convenience, its ease of use and the high level of security that comes with it.

Standard Chartered Bank has launched a mobile banking platform that runs as an application on the iPhone, and as of next month, the iPad too. Although a significant amount of news has been circulating about this product and the reviews have been positive, hearing feedback from real bank customers that use the Breeze mobile banking solution provides the best insight into its functionality and value.

Whether you choose to deal with a traditional brick-and-mortar bank but do some of your banking online or whether you choose a web-only bank that has no branches in the real world online banking allows you to connect to your financial institution by way of the Internet. Once you have signed into your account you can perform any number of functions.

You can view the transaction record of any of your accounts (whether you have one account or five), your can transfer money from one account to another and you can pay your bills online. You can also view images of checks that have been put through as well as print copies of the checks for your records.

Breeze offers you the very first of its kind e-cheque application. It is a virtually written cheque that turns into a physical real world cheque! If you need to write a cheque then go ahead and do so. Write the cheque online. From there Breeze will take over and do its part. The physical version of the cheque you wrote will be sent directly to your mailbox. You do not have to worry about buying stamps or envelopes or making an error when you write out the cheque.

Breeze by Standard Chartered uses an intuitive interface that you are going to appreciate, as well as plain language, such as seen in the “See, Move and Manage Your Money” area. It really is as terrific as it sounds!

Breeze was developed in Singapore and is presently only available to StanChart customers in Singapore and Malaysia. It is available as an internet application or as an iPhone app. September 2010 is right around the corner and that is when the iPad application will be available to Standard Chartered customers. You must have an account with the Standard Chartered Bank in order to sign up for Breeze. Yet another reason to say yes to Breeze is that it is 100 percent free of charge!

Learn More about mobile banking at StanChart Breeze